*APY=Annual Percentage Yield accurate as of 8/1/18. Rates are variable and may change after account opening. If qualifications are met each monthly qualification cycle: (1) Up to $30.00 of national ATM surcharges posted and settled per qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) Up to $15.00 of Savers Bank foreign ATM processing fees posted and settled per qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (3) balances from $10.00 up to $25,000 earn 1.95% interest rate (2.00% APY); and (4) balances $25,000.01 and over earn 0.25% interest rate (2.00% - 0.60% APY depending on account balance) on the portion of the balance over $25,000. If qualifications are not met, all balances earn an interest rate and APY of 0.05%, and the account does not receive ATM surcharge rebates or Savers Bank foreign ATM processing fee rebates for that period. To qualify you must have at least: (1) 12 posted and settled Debit Card purchases (ATM transactions and debit card purchases processed as ATM transactions do not count towards qualifying debit card purchases); (2) Be enrolled in, receive and review eStatements; and (3) Have 1 direct deposit or 1 bill payment or automatic payment (ACH) post and settle (transfers between accounts within our bank or via online banking do not count towards qualifying ACH or bill pay transactions). Qualifying transactions must post and settle to the account during each monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Monthly statement cycle is not the same as monthly qualification cycle. If monthly qualifications are not met, this account will still function as a free account, with no monthly service fee. Minimum to open account is $10. No minimum balance required to earn rewards or maintain account. Available as a personal account only. Limit one account per tax identification number.