Overdraft Protection Services
Overdrafts happen when you don’t have the necessary available balance in your account. We offer options to protect your finances and give you peace of mind knowing your accounts will be covered.
Overdraft Protection Line of Credit
Protect yourself against the possibility of incurring extra charges for exceeding the balance in your checking account.
- Subject to credit approval
- Advances in increments of $100
- Annual fee of $10
- Low minimum repayments – 5% of the balance or $25, whichever is greater
- Monthly payments of current amount due will be automatically deducted from your specified account
Apply for Overdraft Protection Line of Credit Online
Overdraft Transfer Service
Our convenient overdraft transfer service transfers available funds from your savings account to your checking account if you should overdraw your checking account. There is a $10 service fee for each day a transfer is processed.
Platinum Overdraft® Service
A courtesy overdraft service, available for checking accounts in good standing, through which we may authorize and pay overdrafts for checks and other transactions made using your checking account number and automatic bill payments.
View Platinum Overdraft Protection FAQs
View a demo of Platinum Overdraft
Opt in to our Platinum Overdraft Service for ATM and debit POS transactions
Platinum Overdraft Disclosure [PDF]