Rev. April 2012

FACTS

WHAT DOES SAVERS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

>>	Social Security number
>>	Account balances and transaction history
>>	payment history and credit history
>>	income

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Savers Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Savers Bank share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No

For our marketing purposes — to offer our products and services to you	Yes	Yes

For joint marketing with other financial companies	Yes	Yes

For our affiliates’ everyday business purposes — information about your transactions and experiences	No	We don't share

For our affiliates’ everyday business purposes — information about your creditworthiness	No	We don't share

For nonaffiliates to market to you	No	We don't share

To limit our
sharing

Call 1-800-649-3036 or stop by any of our convenient locations

Questions?

If we can help you in any way please call us toll free at 1-800-649-3036

Visit our website: www.saversbank.com or stop by any of our convenient locations.

What we do

How does Savers Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to nonpublic personal information to those employees who need to know to provide products or services to you.

How does Savers Bank collect my personal information?

We collect your personal information, for example, when you:

>>	Open an account or apply for a loan
>>	Make deposits or withdrawals
>>	Use your debit card
>>	Show your driver’s license

State laws and individual companies may give you additional rights to limit sharing (see below for more on your rights under state law.)

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

>>	sharing for affiliates’ everyday business purposes — information about your creditworthiness
>>	affiliates from using your information to market to you
>>	sharing for nonaffiliates to market to you

When you are no longer our customer, we continue to share your information as described in this notice.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

>>	Savers Bank has no affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

>>	Savers Bank does not share with non-affiliates so they cannot market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

>>	Here are the types of businesses with whom we may disclose nonpublic personal information under this section: Financial service providers such as: insurance companies, investment advisors and credit card companies.

Other important information